Funding exports
Export finance for Australian businesses
Producing an order before an overseas buyer pays, waiting out long payment terms, spending first on an EMDG-backed campaign — plain-English answers for exporters.
Export working capital
Export working capital for Australian SMEs: why exporters run short, how long the gap lasts, and the facilities that fund production and payment terms.
Read more →Overseas buyer payment terms
Overseas buyers often want 60 or 90 days to pay. How Australian exporters fund the wait, manage the risk of late payment and keep the next order moving.
Read more →Pre-shipment finance
Won an export order you can't afford to make yet? How pre-shipment finance funds materials, production and packing for exporters, and what lenders check.
Read more →EMDG grant cash flow
Export Market Development Grants reimburse eligible marketing spend after you've paid it. How the EMDG works and how exporters fund the months in between.
Read more →Trade credit insurance
Trade credit insurance explained for Australian exporters: what it covers, what it doesn't, how buyer limits work and how it fits alongside export finance.
Read more →Letters of credit explained
Letters of credit in plain English for Australian importers and exporters: how they work, the documents involved, common traps and the time they add.
Read more →GST-free exports & BAS refunds
Exports are generally GST-free but GST on inputs can still be claimed, so exporters often get BAS refunds. How the 60-day rule and BAS timing affect cash.
Read more →Run the numbers first
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